THE THING IS, THEY DON'T CARE WHO ANSWERS, BUT IT IS AWFUL THEY WOULD LEAVE THAT TYPE OFMESSAGE, NOT KNOWING WHO IS ACTUALLY TAKING THE MESSAGE. SO IF A PARENT RECEIVES THAT TYPE OF MESSAGE OF COURSE THEY ARE GOING TO PANIC!
I recieved a call from "Inv. Humphries" as well. He was saying that my husband (who is in the military and was not home at the time) was going to have a warrent issued for his arrest if he did not pay some collection. I was at the salon at the time and began freaking out. He called my cell phone REPEATEDLY at all hours. I was terrified that my husband was going to be arrested because of something I had no idea about. He called today and gave them his account information but stated several times for them not to take any money out of the account until he had further contact with my husband's lawyer. I just told my husband to check his account and not even 10 minutes after telling them not to take it out, it was gone. What ever you do, do not give them your information!
Its amazing to me how many people can post messages in regards to someone harassing them but not accepting the responsible for the debt that you owe!!!!! If you have someone contacting you in regards to a debt that you obviously owe then just pay it....there is no need to seek info on how to get out of paying a debt that you owe....the same company contacted me in regards to my ace cash express account and NO i didnt like the things they said to me but the fact still remained that i owed the debt and i took care of it!!!!!!!! majority of us have the nerve to get offended by a debt collector calling us about a monies we owe!!!! stop trying to find a way out of taking care of a debt you created and either cant afford to pay now or just dont want to pay and ACCEPT RESPONSIBILITY!!!!!!!!!!!!
Ummm...threatening arrest or to swear out a criminal warrant in the process of collecting an ALLEDGED debt is PROHIBITED under Section 807 of the FDCPA:
§ 807. False or misleading representations [15 USC 1962e]
A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(4) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action.
(5) The threat to take any action that cannot legally be taken or that is not intended to be taken.