[***] call till 10;00pm and start at 9;00 am. A 10 year debt they said. I have cleaned my credit up paying off everyone. My fico's in the 690's and 715. I have just bought a brand new home with outstanding credit! These pricks call and say I owe money. To whom I owe I ask? They hung up on me at that point! What the [***]? Portfolio recovery......1st their # shows up with their name. Now just a number with no name. Different phone call locations too! Debt collections or scamming?
Portfolio Recovery Associates, of Norfolk, VA is a purchaser/seller/collector/ of junk debts purchased in portfolios for pennies on the dollar. Upon purchase, these debts are inflated to where they attempt to collect on them from consumers at very high profit margins. They make thier money off of people not knowing the law because 99.99% of the time the debt is past its staute of limitations.
Make sure you check what those limits are as they vary state by state. Also note, if you pay them even a penny, that statute of limitation is null and void and the debt becomes good again!! hence DO NOT PAY THEM ONE RED CENT!!! I am in the process of finding out how I can stop them from calling, but at this time all I can say is that the debts they say you have have been written off already, if not paid off!!!
Reported it to: https://www.ftccomplaintassistant.gov/
Reported it to: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
Caller IDs:
205-423-4020 - Central Alabama
205-588-8181 - Central Alabama
404-592-5171 - N Georgia: Atlanta
407-347-4014 - Central Florida: Metro Orlando
443-313-1380 - Maryland: Baltimore
620-662-1492 - S Kansas: Wichita
620-662-8870 - S Kansas: Wichita
757-864-0020 - E Virginia: Tidewater
757-961-3544 - E Virginia: Tidewater
731-215-8010 - W Tennessee: outside Memphis metro area
731-984-7690 - W Tennessee: outside Memphis metro area
800-383-8013 - Norfolk: Virginia