How do you figure that you owe them money? Have you ever done any business with Portfoolio? Have you ever received any goods or services from these bottom-feeding vermin? OTOH, has Portfoolio Recovery documented and verified a debt they claim they bought from some bank that had written it off 15 years ago (and got generous tax breaks for the bad debt.)? Can they prove this is your debt? I forced these vermin to answer my inquiry to them by complaining to the state attorney general's office -- consumer protection -- their lawyer wrote back in black and white the admission that the debt could not be verified. So, has the so-called debt they say you owe them been verified? He also said they bought the line in a printout (from some bank I never heard of) in 2001, though they never started their harassment campaign until 2009. Statute of limitations, anybody? (That would only apply if they could verify the debt, which they can't, so back to square one...)Tell them to take a very long walk off a very short pier. You owe them nothing.
Got this call at dinner time. Based on other posts on here, it was the scumbags portfolio recovery. I didn't answer. I guess they thought they would try and fool me to answer by using yet another phone number. They are trying to collect from an old debt that was written off. Apparently they purchased it for pennies on the dollar and have the audacity to think that I owe them money. They are scum and the can kiss my [***]!
We never answer phone numbers we don't recognize or to eliminate the constant ringing we will answer and hang up immediately. Apparently Portfolio has started using a bunch of numbers from all over the country. They use to use one number and the ID showed them being Portfolio Recovery. I know I have no outstanding debts and my three credit reports are clean but I refuse to talk to these idiots as they will do anything, from what I understand, to trap you onto paying even if its not your old written off debt. As someone indicated they buy old written off debt for pennies on the dollar then try to collect even if the originator has written it off and taken the tax write off.
This Portfolio Recovery (whoever they are) can't be too professional if they call telephone numbers, leave no messages, and expect return calls. Also, like others here, I answer my phone only under three circumstances:
1. I know the phone number
2. I am expecting a return call
3. A message is left which includes a name, phone number, and the purpose of the call
I also NEVER answer blocked, private, unknown or similar type calls
They called at 8:30 A.M. I didn't answer but I called back and yelled at them. I don't have a debt and they had the nerve to asl me for my ss and account no, I said no I don't have an account. She told me to stop yelling and I said I would report them if they called again and to tell all the other nos, that they have to stop calling aslo. I will report them if they call again.
Wow! In four years, I think this is the very first time Portfoolio Recovery experts has called from this particular number. More than two and a half years ago, these vermin were obliged by the attorney general's office to write me a letter. In it, their lawyer Pearson declared they had "decided to cease collection efforts." This is call # 321 since the pathetic bottom-feeding pond scum "decided" to quit pestering us.I hope they call forever. One of these days, Portfoolio, we may just pick up the phone, and Poof! -- magic! -- agree that we really ought to send a generous check to support your recovery facility. Keep callin', boys n' girls.