I have never talked to anyone about this BS in the past (I live in Oregon)
Hey Guys, This is Sarah. We spoke on the phone last week about possibly trying to lower interest rates and reducing your monthly payments on your credit card so I wanted to let you know that I did find a solution. We've got a program that come over those interest rates to as low as 1.5% and possibly got your monthly payment in half and since you were only making the minimum payments that would be a great opportunity for you. This'll be my last courtesy call, so please gimme a ring today. You can reach me here at 1(877) 723-1419 Again the number is 1(877) 723-1419.