Company didn't identify themselves but wanted me to lower my interest rates if I pressed 3 for a LIVE operator. Obviously that didn't happen. Called them back via SKYPE, since it can't be traced, and the recording said the number is not in service and automatically disconnected. Pain in my a$$es these muppets are.
Best advice I've seen for calls like these: DO NOT pick up and DO NOT call back. When you you do, you have just verfied for them that your number is valid. and working. This is all the person on the other end is phishing for.
Just got a call from "account services" - with a recording telling me that since I pay my credit cards on time (true), I was eligible for a lower rate, and to press "3" if I didn't want to receive more alerts, or "1" to talk to someone. I pressed "1." A fast talking woman came on, she knew my name. When I asked which card she was calling about, she said "all of them." Then she asked me how much credit card debt I had. Realizing by now that this was total bs, I said "none of your business" - and she hung up.
Don't know what the scam is, but I'm sure they were about to ask for my social or something; I'm guessing it's id theft.