Unfortunately, no, but do call the FTC at 1 877 382 4357 and file a complaint. They'll also direct you to your state's consumer complaint division. If you know you did nothing wrong, don't worry. If you can, find the customer service numbers for the payday loan companies you use to make sure all's current.
So I've been getting a call that shows up as unknown. I answered the call and it's a guy in a indian accent he claims that i've commitedd ilegal activity with not paying a payday loan. He says if i have an attorny and that i'm in big trouble and that his officers were going to pick me up at work or at my house. Whats surprising is that they know my adress, social, where I work, and refrences. I was so freaked out I didn't know what to do, then I calmed down and relaized that they just wanted my money. They wanted me to pay them 500 dollars so that I would be cleared of all charges but i had to fax them a letter stating that I authorize them to take it out of my account. I almost gave them the money but just little hints. They were extremly rude and would get irritated when questioned. Perfessionals answer every question in a proper manner and if it were something so big as they are going to take to jail I think their would be documentation sent out to you prior. Don't fall for these people
I too this evening at 4:49pm. I had just sat down to dinner with my kids. This man leaves a voice mail. SO I go outside to listen. It said: In strong ACCENT that you can't understand... This msg is intended for Misty B- This is to inform you we must hear from you or your attorney immediately regarding a serious matter. Do not disregard this phone call Misty he proceeds to say and left his number and name Mike Brown 408-886-7091. So I call back and he hangs up. Then I call back again and can't hear him. I ask him what this is about. He starts out, there is a Affidavit against you. He read my ss number, address, checking account, personal information. He then said that First something couldn't hear Bank was coming after me for monies deposited into my account etc. He then told me they were offering to settle out of court. Sound familiar? He too gave me specific instruction on how to write out a fax cover letter and apology letter. Now come on I have never heard of a business asking for an apology letter before.
This is what he wanted me to write similar to the other guy:
Page 1 he started he said this is payment form. On left side write date.
He said to print in page 1 I misty authorize ACS/American Credit Services/DTECH/Default to debit $410.00 from my card for outstanding balance.
He said to write on the letter to affirm it my card number,Type, 3 digit code, exp date billing address and full name. Then to sign it with my name on the right side.
For the second page as he called it he wanted an apology letter:
Right side he said: Name and Social Security number (hello he already has it he read it to me). Left side Date.
Body of letter was to read:
To Mr. Mike Brown Head of Restitution Department
Subject:
Apology letter
I Misty never did this intentinally, but wan to resolve this debt and make restitution out of court.
By paying settlement so that no further legal action will be taken against me and to have the case froze.
Sign name on right side.
Ok so, after this he then asked me to give him my card number, full name, etc. I told him I wasn't comfortable giving this information over the phone. He said when you are ready to fax call me. I told him no i wanted the fax number now. He became angry and snipped out the fax number he gave me two of them (949)682-4841 and same prefixes with 4891 for additional fax and said to call him promptly after sending and to do it promptly by 11am.
Naturally I was scared to death. THen started looking on here and the odd thing was he called my cell phone number. He was very adimit about wanting that money and card number and to sign the document or he said he couldn't help me and then when I began asking questions he said he needed my attorneys information. I have one actually and gave him her name and said look her up.
So, he said he would be filing the case at 11am tomorrow if pmt was not made. I am still freaked out. Is this guy gonna steal my money, come rob my house or what!
All this idiot is trying to do is steal your money. Report this to the FTC and your State's attorney general's office, and the 3 credit bureaus; they'll place a fraud alert on your credit report. This same thing happened to me 2 weeks ago. These people are evil and criminals.