Sounds like Guardian knows everything and should just shut the hell up and find something else to do with his/her time instead of replying to each and every blog here.
I love reading nonsense like this.
They call me too as I haven't made a payment in a few months so I can expect the calls. They call at awesome times too like 8:00 A.M, Lunch, Dinner and maybe 9:00 everyday. They get an A+ from me for annoyance.
Sounds like Guardian knows everything and should just shut the hell up and find something else to do with his/her time instead of replying to each and every blog here.
I love reading nonsense like this.
They call me too as I haven't made a payment in a few months so I can expect the calls. They call at awesome times too like 8:00 A.M, Lunch, Dinner and maybe 9:00 everyday. They get an A+ from me for annoyance.
WOW, You must be pretty important to have connections with the FCC. There are way too many loop holes with all this garbage. You WILL continue to get calls, you WILL NOT be able to do anything about it so puffing your chest out saying "this number is on the do not call list" does absolutely nothing but make you look like an idiot. The whole thing is a hoax, there is no such thing as the do not call list.
Answer the phone, explain you don't have an account if thats your case and those of you deadbeats, answer the phone, explain your situation and make a consious effort to pay back the money you borrowed, simple. God forbid a bank should want the money back that you used to buy something, the nerve of the bank...
FOR YOUR INFORMATION - FDCPA APPLIES TO 3RD PARTY COLLECTIONS ONLY - NOT THE ORIGINAL CREDITOR -SO DON'T BE SURPRISED IF YOUR FDCPA LAWSUIT GETS THROWN OUT