Funny how I googled the phone number and see that others were also wondering if it's a scam! It was an autodial system that told me it was my only chance to lower my interest rate and to dial 1 if I wanted to speak to an agent, so I did. The guy had a strong middle eastern accent. I asked him which credit card he was referring to, and he said it's either a Chase Bank, or Bank of America card. I do not have a credit card with either banks. I asked him if he knew the card number, he gave me a number that didn't match any of my cards. I then asked him if he has my name, he said yes, hold on, then the call was mysteriously disconnected.
He disconnected it on purpose cause he don't have the courage to be a straight foward man. I wouldn't call these freaks men. These crooks would lie 24 hours to day just to steal somebody's hard earned money. Greed and desperation created these worthless freaks of nature. Their parents must be real proud to have wimps as offsprings. Put them in a warzone, they'll tuck their tails in and flee [***].