I get these calls on my prepaid cell phone and I'm more than four years ahead in paying off my car. Plus, I didn't have a cell phone when I bought the car.
I keep getting these calls on my cell... First off the account with Drive is not even mine and second off the car was stollen and is a total loss... The issue I have is Both the person that had the loan and myself work in Collections and they are giving me info on his account that is a direct third party voilation...
Notify them in writing to cease communication, according to the Fair Debt Collection Act:
(c) CEASING COMMUNICATION. If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt, except --
(1) to advise the consumer that the debt collector's further efforts are being terminated;
(2) to notify the consumer that the debt collector or creditor may invoke specified remedies which are ordinarily invoked by such debt collector or creditor; or
(3) where applicable, to notify the consumer that the debt collector or creditor intends to invoke a specified remedy.
If such notice from the consumer is made by mail, notification shall be complete upon receipt.
They have called 7 times since Monday and my drive financial car account has been paid for 18 months now and it seems Akbar or Muhammed Shabooki or what ever their names are can not understand me. So, I took it upon myself to have my Attorney to send them a certified letter and guess what......I got a reply from their legal department saying the letter I sent was received and will be handle promptly. 2 days and no calls!!! On another note, if you ever have the opportunity to finance a car, DO NOT EVER USE DRIVE FINANCIAL!!!! 20 something percent interest rate is a joke!!! Now that my credit is perfect, I dont need them anymore...
I have been getting calls from this number for the last several days(no messages). I dont pick up numbers I dont know. They collect late car payments? I dont even own a car!!!