I get these calls on my prepaid cell phone and I'm more than four years ahead in paying off my car. Plus, I didn't have a cell phone when I bought the car.
auto dialer calls repeatedly during the day.. tells you to wait for an associate. You wait, and wait and wait, then you tell them you have the wrong number, no one here named ramon, and they keep calling.
That is harassment. They need to check the do not call list, they need to verify phone numbers before they do business instead of harassing people who need their phone line for medical emergencies.
Then you look them up on the web, you call the 800 number and they laugh at you.
I am glad to see that I am not the only one that they harrass. My car payment was just due on the 17th of this month. Today is only the 23rd. I think this is ridiculous that they start calling you less than a week after your payment is due. My contract clearly states that my payment is not due until 10 days has passed.
Calling them makes not difference. My contract that I signed clearly states that I have a 10 day grace period. I have called them several times when I knew that my next payday would fall within this grace period and their reponse was, that they would continue to call until the payment was made. I am a very responsible person, but these people are relentless. They will not stop calling even when you notify them.