Its not the case.....when a payday loan place takes a check they know its not good. They can try to take you to court. It is civil. Unless its a title loan then its different matter. I bet you work for one of these companies
they're horrible and not too bright. but most priceless set of calls: is one scammer telling me if I don't pay, I'll have to appear in Seattle/Tacoma Superior Court and other scammer stating Manhattan Civil Court. all I know is they've somehow stolen pieces of personal info, or for persons who have actually taken out a loan, your personal info is being sold/transferred around to other scammers for more scams because they know the loan was unlawful and their intent was to gouge like a loan shark which is why Attorney Generals across the nation have both sued and banned online payday lenders
and when you call back from same number they're calling you on, they then realize they have a valid number to attempt scam and start a search through some sort of system for personal info including relatives who are also harassed
First of all what they are doing is illegal. They are falsely identifying themselves as checksystems. Check systems is a company that monitors bad checks and they do not call you they send out notices to contact your bank. They have an office right here in Knoxville, TN. When I call back it has a fast busy signal then disconnects. The number they leave for you to call is no good. Fake business. Report to FTC.
Hey BUDDY....first of all it is illegal to threaten to sue over the phone. Read the FDCPA on the FTC website. They will also identify themselves as agent so and so.....illegal.....or process servers office.....illegal....they don't call you if they have a warrant for you......