Its not the case.....when a payday loan place takes a check they know its not good. They can try to take you to court. It is civil. Unless its a title loan then its different matter. I bet you work for one of these companies
These criminals are violating multiple federal and state laws, including the Fair Debt Collection Practices Act. You should file a complaint against them with the Federal Trade Commission, and your state attorney general's office.
http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act
http://www.consumer.ftc.gov/topics/dealing-debt
http://www.consumer.ftc.gov/articles/0341-file-complaint-ftc
I received the same type of call today and I contacted Chex System, my bank and the local sheriff and everyone said that this is against the law and not to call or give information. If this was legit you would get notice in the mail and NO ONE gets a heads up before they are served with a summons!! I hope this helps!!
It's against the law for them to call and discuss any matters with other parties about your personal debt. It is also against the law for them to threaten your mother that their daughter is going to jail if she doesn't at least pay them $100 right now.
It is against the law for them to call a family member constantly after they have been told to stop calling and then try to get my mom to give them her banking info or credit card number.
It is against the law for them to call and not be willing to provide any proof of the debt.
They do to even disclose the name if the business when they answer the phone. They wanted my moms credit card info but wouldn't provide her with their info.
I want to be able to file charges against this place because they are harassing my mom and will not stop. They keep trying to come up with different ways to scam her and take advantage of someone echo is elderly,
Clearly they are breaking the law and trying to scam people and based on my search of this number they have been doing this too many people so I do not understand why something doesn't get done about this. My mom called the number back so it wasn't just the number showing on her caller id.
You are so full of it your breath stinks. You are nothing but an illiterate shill on here trying to mislead people so you scam scam folks and their families, Would you be Laverne or one of the other bottom feeders?
Who on earth would take advice from you? You can't even complete a sentence. You clearly work for this scam operation which is located in a maggot infested boiler room in Buffalo New York.
These people are crazy. Bullies about sums it up, I don't know how they can sleep at night. I have offered to make small payments but they will not accept. Ridiculous! If they call you, get as much info as you can. If you remember the name of the payday loan company, contact them. You can then do your own investigation to figure out who now owns the debt. Sometimes it is sold multiple times so you might need to make a few calls. Once you know who owns it, you can file a formal complaint. You might even have a lawsuit. I would also suggest downloading an app that allowed you to record your phone conversations. Good luck and remember, they are nothing but bullies.