Got a call from Rachel. Lower my credit card interest to 6.9%. Pressed '1' to speak with an operator. Got Jared. He said he worked for account services through Financial Savings Solutions (they have an 'F' rating on the BBB). I fed him some crap about being $15000.00 in debt with Visa being the top card. He said he needed to qualify my card. But before he could ask my card number, he simply hung up on me. How are they going to make any money with this scam if they keep hanging up?? I filed my usual complaint with fcc.gov. Telling them to stop calling does absolutely no good. I try to see how long I can keep them on the line. It's fun.