Quit being such a [***], just answer the phone and deal with your dumbass mistakes. Man up face your fears and it will all go away. Also, resident47 needs to get a life...
Such a sad little shill. Let me guess, you never finished high school, and you don't even have a GED. You still live with your mommy. You tell all your friends that you still live with because you are "helping her out." It must be pretty embarrassing that you still sleep in the same room you did as a child. Your lack of even a basic education is preventing you from getting a real job, so you have resorted to scamming people. if you have a car, it is a broken down piece of garbage, that you can't even get a title loan on.
Don't post back saying you have a graduate degree, own multiple properties, and drive luxury cars. No one will believe you, thief.