A lady identified herself as Cynthia Mears calling from a recorded line. She's asked for someone who doesn't own this number or live in my house. Told her it's not me. She said, "Are you sure you don't know this person?". I said, "I don't know you put that person.". She said thank you and hung up.
Portfolio Recovery LLC, A scumbag debt collector keep calling me using many different numbers. Its impossible to block them, But I do not answer any of their out of state or 1800/1866 numbers. If I do I pick up I hang up on them right away. They are looking for a past roommate of mine who is living in a halfway house. These people know this and they keep calling me. These people are not getting any information from me. They have been calling me for 18 months right now
Everything you need to know to send them a certified, return receipt cease and desist letter. Then when they call again, sue them. Maybe you could get an 82 million dollar verdict also like the woman in new Mexico.
PORTFOLIO RECOVERY ASSOCIATES AKA PRA
Good news, they got slapped hard for 82 million recently: http://www.kansascity.com/news/local/article21073359.html
http://800notes.com/Phone.aspx/1-954-606-9402/5
http://800notes.com/Phone.aspx/1-866-298-1447/3
http://800notes.com/Phone.aspx/1-620-860-0783
http://800notes.com/Phone.aspx/1-757-215-2370
http://800notes.com/Phone.aspx/1-620-860-0784
One has to wonder why an allegedly “legitimate” business has to have so many different phone numbers to call from.
Web page with contact information: http://www.portfoliorecovery.com/contact_us.html
Make sure you read how they just lost an 83 million dollar lawsuit against them: http://www.kansascity.com/news/local/article21073359.html
Make sure you read how the NY AG spanked them bad on May 1, 2014 in the following BBB page.
BBB page with 1,308 complaints, a government action from the State of New York, and yet they get an A- rating? http://www.bbb.org/norfolk/business-reviews/d ... olk-va-51000164
Bizapedia has them as a Delaware Corporation started in 2007 as opposed to the information on the BBBB page that says 1996:
http://www.bizapedia.com/de/PORTFOLIO-RECOVERY-LLC.html
http://www.bizapedia.com/addresses/120-CORPOR ... K-VA-23502.html
Other complaint sites:
http://www.complaintsboard.com/complaints/portfolio-recovery-associates-c275360.html
http://www.creditreportproblems.com/Portfolio_Recovery_Associates_LLC.htm
Cases against PRA:
http://www.leagle.com/decision/In%20FDCO%2020130416695
http://www.prweb.com/releases/Class-Action/Lawsuit/prweb5253574.htm
http://law.justia.com/cases/federal/district- ... 2707/228930/60/
http://dockets.justia.com/docket/california/casdce/3:2015cv00768/471398
http://www.bigclassaction.com/lawsuit/portfol ... olations-of.php
http://leagle.com/decision/In%20FDCO%20201409 ... SOCIATES,%20LLC
http://dockets.justia.com/docket/illinois/ilndce/1:2015cv02765/308374
http://www.creditreportproblems.com/pennsylva ... -practices-act/
http://www.creditreportproblems.com/portfolio ... cpa-violations/
http://designertoday.com/News/6736/Reader.Get ... .Prejudice.aspx
http://dockets.justia.com/search?query=PORTFOLIO+RECOVERY+ASSOCIATES%2C+LLC
http://www.ca6.uscourts.gov/opinions.pdf/14a0266p-06.pdf
http://cdn.ca9.uscourts.gov/datastore/opinions/2012/12/28/11-56600.pdf
http://statesboro.biz/News/702/Class-Action-L ... f-The-TCPA.aspx
http://www.gpo.gov/fdsys/granule/USCOURTS-mie ... 1_12-cv-11526-2
http://www.gpo.gov/fdsys/granule/USCOURTS-kye ... 5_13-cv-00147-0
And a CFPB case about a lawyer who works for PRA.
http://www.washingtonpost.com/blogs/wonkblog/ ... ction-lawsuits/
Some more interesting reading:
"PRA may also sometimes make harassing calls and send out threatening letters. In some cases they may have your information by mistake ~ so they are sending the WRONG PERSON collection notices!"
They were listed among the worst offenders on the late Bud Hibb's site!
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
File a complaint at the NY State AG's Office here: http://www.ag.ny.gov/
Called my CELL PHONE! Caller id said Hutchinson, KS. I have kin there so i answered. Some 'woman' said "I'm 'so and so' on a recorded line. I'm looking for Adam. Is he available?" I told it that she must have the wrong # and why would she call me for someone else on a private unpublished DNC'd cell phone that in no way is associated with an 'Adam'? Then I gave her something "nice" for her recorded call; (*^&(&^%%$!@/.%&()!%+*.