I live in BC; I don't know anyone in NFLD. If I don't recognize the place or number, I just pick up, don't say anything and quickly hang up. This usually works. They don't ever seem to call back after I do this.
Just got a call from this number and it is blocked now. Get a Panasonic phone...block this number and others. It is better than the DO NOT CALL LIST, since it is a waste of time and effort.
I simply do not answer them. I've had numerous calls that did leave a message (not from this number) about my final day to lower my interest rate. If it's final how come you call so many times? They just want your credit card information.