I was contacted by a BrIan McLean regarding a payday loan he claims I defaulted on thru ACE Cash express. I have also spoken with a supervisor there by the name of Ron Kissler 716-504-6908 and a Tom. They have called friends and family members claiming to be from a law firm looking for me regarding a legal matter that they need my statement on. I spoke with them and they have threatened to have me arrested for bank fraud. They would only email proof of the debt. I made a payment arrangement with them out of fear. They claim I owe over $1000 to their client. I made arrangements for a payment of $115 to come out approx. 20 days from the date of the call. They took the payment out 3 days later, wouldn't return my calls and claimed they were out of the office when they did finally call back. They claimed it would take 21 days to get the money refunded and it would be past my anticipated payment date so I should just let them go ahead and keep the payment they already collected. I have since cancelled the debit card used, notified my bank and disputed the charge with my bank. I was also contacted by another company a month prior claiming to represent the same ACE Cash Express. I had made a prior payment arrangement with them before being contacted by this firm. The first company did not send written proof of the debt either. I have checked my credit and none of these show up as collections on my credit report. I have been trying to clean up old collections on my credit to raise my score.
495 Commerce Drive
Amherst, NY 14228
For complaints and general information:
1-(866) 416-9177
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BBB:
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Account Discovery Systems, LLC
Additional Locations
Phone: (716) 239-7731
Fax: (716) 691-5397
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495 Commerce Dr, Suite 2, Amherst, NY 14228
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http://www.accountdiscoverysystems.com
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NYS Department of State
Division of Corporations
Entity Information
The information contained in this database is current through December 24, 2014.
Selected Entity Name: ACCOUNT DISCOVERY SYSTEMS, LLC
Selected Entity Status Information
Current Entity Name: ACCOUNT DISCOVERY SYSTEMS, LLC
DOS ID #: 4169250
Initial DOS Filing Date: NOVEMBER 23, 2011
County: ERIE
Jurisdiction: NEW YORK
Entity Type: DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status: ACTIVE
Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
C/O NATIONAL REGISTERED AGENTS, INC.
111 EIGHTH AVENUE
NEW YORK, NEW YORK, 10011
Registered Agent
NATIONAL REGISTERED AGENTS, INC.
111 EIGHTH AVENUE
NEW YORK, NEW YORK, 10011
Left message on my phone for an individual who does not, and never has, lived here. The caller wanted ME, a 3rd party individual, to tell her, or her LEGAL COUNSEL, to call him. By requesting a call from legal counsel, it seems obvious he wanted me to know he is trying to collect a debt from her, and it is my understanding that debt collectors are prohibited from providing such information to 3rd party individuals.
I know the person, who has had the same phone number for over 20 years, has lived In the same house for over 10, and still does. There was absolutely no legitimate reason to call ME about HER debt. Seems pretty obvious this call was an attempt to harass/intimidate her through me. As such, I am reporting the call to the attorney general, and will absolutely not allow such an underhanded tactic to succeed by even mentioning the call to her.
The caller gave his name as Nicholas Drasnik with Account Recovery. Don't call me again Nick.
I just read the FDCPA, and learned that it is illegal for debt collectors to tell 3rd parties about anyone else's debt, or to leave messages for them on someone else's answering machine.
Oh yes, I saved your message. So guess I will call to let this individual know what you did, as it appears she may be able to sue you for it.