That is their same MO they scare you. They threaten you. They call names and get loud. When you ask for a physical location or a debt validation letter you will never get it!!
What has happened is they have purchased your personal private information. The original debtor sold it to them more than likely. They make calls to scam and they such you dry if you give them your checking account number!! So do not!!!! Also they work with Money Pak and Green dot corp. Money pal will claim that they have fine print on the back of their card and they will not identify the crook you paid. They support this activity and cover for them.
I spoke with a girl by the name of Jessica she was very nice and I did take out a loan and I was able to get it paid back when the pos company told me it went into collections. I wasn't able to go to the place and pay it so she helped a lot. I understand half of you like to borrow money and not pay it back then call them a scam when they are trying to help out but instead y don't you just pay what you owe instead of messing up your credit and there name. They made me real comfortable with working out payments not once did they treat me rude and they sent me proof maybe its the way you approach people.
Fraudulent or Zombie Debt Collectors—Things to Know
If you have received a call stating:
1. You have defrauded a financial institution
2. You owe an unpaid payday loan
3. You have a warrant due to an unpaid loan
5. You will receive a court summons
6. Authorities are coming to arrest you
7. Anything similar to above,
a. Do not give them any information or verify any information for them
b. Tell them you know they are a scam operating illegally and that you are filing a complaint with the appropriate authorities
* File a complaint with the FBI on their Internet Crime webpage http://www.ic3.gov/default.aspx
* File a complaint with the Attorney General for the state you live in
The more information and complaints there are, the better the chance of getting these criminals to stop (or at least reduce the frequency). [abstracted from another site]
Fraudulent or Zombie Debt Collectors—Things to Know
If you have received a call stating:
1. You have defrauded a financial institution
2. You owe an unpaid payday loan
3. You have a warrant due to an unpaid loan
5. You will receive a court summons
6. Authorities are coming to arrest you
7. Anything similar to above,
a. Do not give them any information or verify any information for them
b. Tell them you know they are a scam operating illegally and that you are filing a complaint with the appropriate authorities
* File a complaint with the FBI on their Internet Crime webpage http://www.ic3.gov/default.aspx
* File a complaint with the Attorney General for the state you live in
The more information and complaints there are, the better the chance of getting these criminals to stop (or at least reduce the frequency). [abstracted from another site]
Fine. Want to give us the precise address of this place? Does this Jessica person have a last name? I think a lot of people would like to show up at their place of business.