Just recieved one of these from Eugene Baker claiming I owed $1400, except it came by email. Never had any loan with CashAdvance USA. They threatened me as if they were the law. Wrote me my rights in print as if they were arresting me. Fortunately, I have Legal Shield with fraud protection. This [***] better start running, because he is about to get mowed.
They call me all the time at work. They are not allowed to do that! Today they sent me this generic email.
This is a complete and total SCAM. DO NOT let these scum bags scare you out of your money!
This is in reference to your Account number xxxx-xx with Advance Cash Services in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the IC3 (Internet Crime Complaint Center) has decided to mark this case as a flat refusal and press charges against you.
Your account with Advance Cash Services is in Final Collections. According to our records, your outstanding balance is $972.00
Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now and EMAIL us back.
If you do not take immediate action:
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a law suit which will be amounting to $3560.00 and will be totally levied upon you and that would be excluding your bail charges, your attorney charges and the due amount pending on your name $972.00.
I keep getting emails saying I owe this money. If I don't pay up legal action will be taken.when . I replied saying what is your number and address. Regarding this matter.As of February 13 2015. Today I get a email telling me they are taking me to court. Sending pictures of officers badges in a p.d.f. in email. I will be taking out of my home by a officer. How do you find out who theses people are and to get them stop. Very frustrating. I'm going to cancel my email. Tired of this.