I recieved a Phone call from RObert A. Baxter,Pretrial Intervention OFFice,Phone# 901 444 3523,left a message to contact his office immediatly. i called this #,and a woman name Diana answer the phone,and said that,i must pay $1,600 today,otherwise there will be a warrant for my arrest.i asked from who?she said from Advance LLC? I asked why i have not recieve any information from the mail,and where Robert Baxter Office located.she started Yelling at me,Very Rude.very sad that there are people in this world like this people.i was very disturbed with this phone call.i sure hope they will get caught soon,for scamming people.
Hi I don't know how to post on here but these same people are us in 9104251316 and contacted Me today with the same but similar thing you guys have said . So I basically wanna know it's honestly a scam they threatened to put me In jail
I got the same call from 901-425-1314 and was almost in tears because I could not get any information out of them and they were very rude. They told me that I had taken out a payday loan 3 years ago and they did not want to discuss anything unless I wanted to resolve the issue with a credit or debit card. When I asked for information on who the loan was through, which I have never done a payday loan with anyone, they told me I was dumb and it wasn't their fault I could not remember.
"pre-trial litigation" - fancy name for deb collector
refusal to give company address or information
threats made (illegal)
refusal to tell you about the debt (also illegal)
They want immediate payment.
Contact your state attorney general's office with information about this caller.
I have been threatened by a guy named Robert Baxter and a William Brown concerning funds and if I don't have it in this afternoon he was going to report me. Or if the attorney didn't get back to them. I was going to be picked up at my job or my home.
How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:
The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.
The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.
The debt collector refuses to give you a mailing address or phone number.
The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:
Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.
Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.
Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.
Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.
Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.
Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).