901-425-1479 Kevin William-Wright lft a message stating if I do not respond today from myself or my attorney. that I'm waving my right's, and this would proceed to legal action taken against me.
This guy calls me on weekly basis with all different numbers by now you think he would have taking me to court just a joke surprised that people actually fall for this crap
Some guy keeps on calling saying I have papers against me, if I want to avoid going to court, having my wages garnished. I need to call him back. 901 425 1479 this is the fish time he called. My elderly Dad lives with me and he got my dad every upset.
Michael left a message on my phone saying that if I didn't contact him today legal action would go into place. That my lawyer need to contact them as well. This is a serious matter and if I ignore this problem then I will face the consequences.
I got the same call that everyone else is getting from a kevin wainwright saying if I dont call him back that the case against me will be filed the call scared the [***] out of me until I found out it was a scam
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number. Now why would a “process server” want to do you, a stranger, a favor, and at the same time not get paid to deliver the papers?
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php