I give to St Jude's sometimes.  They wanted me to become a partner and donate monthly.  Only $15 a month and I was encouraged to visit the hospital.  I think it is a worthy charity but I told the woman I donate to other charities as well and could not afford $15.  She suggested $10 a month.  I said no and asked to be taken off their call list.

I get bombarded with charity phone calls.  It's too much already.  They try to wear you down.  Stay strong.