I don't understand [Read: I really DO understand.] If "they" (which means "you") are from Bangladesh, why is their/your phone number a New York number? Clearly a scammer.
Getting desperate aren't you "Mr. A."? Get used to it! No one is going to be vaguely interested in a supposed "loan" being offered by a cold-calling CHEAT who's sitting in a decrepit call center somewhere in Bangladesh! If there is a front company for your SCAM in NY it's, no doubt, to be found somewhere near Buffalo & is using a "suite" number at a UPS store for an address.
Stop trying to take us for fools here "Mr. A.". We can out think your types even when we're suffering from raging hangovers & digesting several pounds of extremely rare Black Angus Prime Rib.
Skeff Ett Liv!
Gunnar
I have "Mr. A." He tells me that at 55 yrs. of age, 6'2" & 220 lbs. my body fat index is too low. My muscle mass is evidently slightly out of kilter. He doesn't think that's much of a problem though. Sorry to disappoint you "Mr. A.".
Skeff Ett Liv!
Gunnar