Diane from Kramer & Associates has contacted me 3x and left messages stating I was going to be taken to court. They have sent absolutely NOTHING in the mail to validate this debt, just threats over the phone. They have now contacted people with the same last name as mine and left detailed messages on their answering phone. These scum bags will stop at nothing to get their money. Unless, they send something in writing and they validate the debt, they have NO case. I will also call the NJ Attorney General's office and submit my claim. There are laws to protect both and it's very sad when one side - the collections side thinks they can leave detailed messages and threats on phone recordings. Hopefully Kramer is reading this and will stop breaking the law. It is a $1,000 violation for everytime this happens and I have now $3,000 worth of violations and I will inform the Attorney General of this. Follow the laws Kramer - you are threatening us and telling family and friends of our situation, we will tell them of yours.
Just got message from my ex husband that these people were needing me to callback for a claim: gave claim # and all. I also check my voice mail and they left the same message on my phone. Absolutely crazy, never filed a claim of any sort. Thank you for everyone's story. It just confirmed that this is not legit.