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Alfalfa
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
Latest comments
47
Tom
I got a call from Michael Shaw  and he left a message on my phone so I called him back and just like everyone else He said that there are a lot of complaints on my SSAN. This is the second call I got from him saying that I was going to jail is I didn't settle up with all these people that I guess I owe money to. And wanted me to put the money owed on a pre-paid card. He told me that he had all my information and I told him that He has my home address to send me all the information he has and I'll turn it over to my lawyer. Boy did he get made and the told me that I should show up at the court house with my lawyer because I was going to jail. To make along story short I'm still waiting on the cops. (SCAM)
Latest comments
48
Linda
A person named Michael Shaw called me from 202-239-6225 stating that a warrant would be issued for my arrest and I am being sued due to me taking a cash advance and not repaying it.  He further
Latest comments
49
MICAELA TRICE
I HAD A CALL SAYING THE SAME THING JUST NOW SAYING THAT THE US MARSHAL WAS COMING TO MY HOUSE TO ARREST ME BECAUSE HIS CLIENT IS SUING ME AND THAT I NEEDED TO PAY THEM $645.00 TO GET MY NAME FREE AND CLEAR OF ALL THE CHARGES. HE SAID THAT I WILL NEED TO PAY IT TODAY.
Latest comments
50
Heather
Received about 15 phone calls from the same guy asking for a Brian Miller (Which we do not have) and then proceeded to tell us he wanted to F*CK us and to Suck his D*ck. Told him we were calling the police and he said go ahead.
Latest comments
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