Received one call from this company 6/6 and three calls on 6/7 offering to lower our credit card interest rate. Likewise, we were disconnected when we stayed on the line to complain. We have literally had scores of calls from this company over the last year. We are filing a Do-Not-Call Complain form with our state's attorney general.
Well, it's our old friends at "Financial Services" again peddling their same-old-same-old credit card scam today on my land line.
I would dearly love to be on the jury which performs the public 'service' of wiping out the finances of these harassing fraudsters, redistributing their assets to their victims (US!) and sending them to prison for the rest of their born days.
Forget complaining to the DoNotCall list losers at FTC at this late date. If the feds haven't done anything to protect us from these crooks by now - after almost a solid year of complaining by everyone I know - they won't ever do it.
We need to join a class action lawsuit & turn the Trial Lawyers of America on these creeps. Restitution & recompense for pain & suffering is what I'm after now.
Repeated calls to a my so-called registered DoNotCall phone number. Lot of good that did me. Keep calling to get me to get a lower interest rate on my credit cards. I don't even qualify.
Go to you tube and type in disconnected telephone,you can use this to stop the calls from any of these [***].Just answer the phone and hold it to the receiver and let the tones play it will automatically remove your number from their data base.
Civil action by the FTC against such criminals is totally ineffective. All of those involved know that they are violating FTC regulations. The FTC prohibits unsolicited calls for any kind of debt / interest rate reductions which require up front fees, period, and that is what these robo calls are about. The FTC civil actions have been nothing more than whack-a-mole interference. Which is why numerous individuals are the subject of repeated actions, despite signing prior agreements that prohibit future involvement. The FTC levies huge fines, then rescinds them based on inability to pay. The FTC settles for the minimal cash on hand, and enjoins them from future "telemarketing". The criminals sign off, then go right back to business. The entire operations are clearly criminal, intent to defraud, etc, and should be dealt with in criminal court and not by civil actions.
The banking system is also at fault here, without merchant accounts and ACH processing these criminals could not collect the scammed funds. Though the criminals use obfuscation, layered corporations, multiple bank accounts and offshore stashing, patterns of obvious fraudulent activity become apparent after a short time.