I find it hilarious that you are an educated college professor and actually felt the need to research this. What a clown. They had a recording tell me to call them, The DEA, because I bought illegal prescription drugs. I call them back every five minutes begging them to let me turn myself in.
Oh my goodness, I am sick and TIRED of these Indian nationals calling me several times a week, threatening me with their "thick, hard to understand" accent. Being Latina, I hate to sound like a racist, but when I hear someone threatening me with a strong middle-eastern/Asian accent, I almost always think that it is a scam. The first guy who called me to harass me gave me an Anglo sounding name and said that if I did not pay, he was going to call the Sheriff's office, my driver's license would be jeopardized, fraud would go on my credit report and being educated and a college professor, I know that this is not the case as I have researched this. The worst thing they can do (if they were legit, which they are not) is put a CO or collections on my credit report and then I would be responsible for trying to fix it or would be stuck with bad credit. It happens every day. (((I apologize for being scattered with this message....I am shaking out of rage and have a lot to say)
So, I called back this fraudulent number which is listed as 210-390-9024 (San Antonio area code which is the city I coincidentally live in. I let it go to voicemail thinking it is one of my students or a friend since the area code is from my hometown. No voicemail. I call back and hear an Indian woman say, "hello?" when she answered. Ummmmm.....if they were a "law office", wouldn't they answer in a more professional way (e.g. Law Office of so and so) ?
Now, I do have a loan from CashNetUsa and they will work with you when you go to their legitimate website www.cashnetusa.com and they have a legitimate collections number which will allow you to set up installment payments. I have taken out like 12 loans with them in the past and they have always been paid with the exception of this last loan for $1,800. I can easily pay it back, but CashNetUSA sort of pissed me off because they had taken out more on a repayment bi-monthly interest charge and I decided not to pay them on time....and delay it. So, I will probably call the legitimate CashNetUSA by visiting their official website to figure out how I can pay them back.
If these stupid idiots with the strong accents call back, I am going to tell them that I already paid my loan with CashNetUsa and that I will contact the FBI to investigate their as*ses!
Lastly, how did these guys get our information? Well, one of you guys stated that the foreigners hacked into the CashNetUsa system and retrieved our personal information. There you have it! Do NOT listen to these con-artists!
I've received a couple of voice mail messages on my cell phone and at work by a person named "James Murphy" of "The Legal Department of Investigations" for Cash USA. He definitely has a heavy accent. I told him to send me whatever "criminal charges" filed against me in writing. He initially refused at the beginning of the call and was trying to seek any personal information. I explained that he is violating several FCRA laws and that I will call the police if he continues to harass me at work. His response was "Do it! Do it!" even when I hung up on him. He then called several times within a span of 10-15 minutes and I hung up on him each time. The last time, I told him not to call me; send me the information in writing if you have my address; I will contact Attorney Generals for TX and VA. If his "company" breached a legal company's database, this will be my lesson to anyone that can hear: stay away from payday LOANS!
I have gotten a call from these guys over the last 4 days (everyday twice a day) Saying that they are from the National Criminal Justice Department, yesterday it was the Department of Investigation and the day before it was the Fraud and Criminal Department of some company that I couldnt understand, the accent was to thick and garbled. I told them to stop calling to which the reply was "okay I will send the authorities to your door. Have a blessed day" I only replied "You do that, bye" and hung up. This is a scam so dont talk to them.