Gotta love scammers...they'll try anything. DON'T ANSWER IF YOU DON'T KNOW THE NUMBER! Let them leave a message, then look up the number here, then BLOCK the number!
I like to keep on the as long possible. I won't fall for the scams, I can talk while cleaning floor or some other chore. I feel I am doing my civic duty mess with them.
Same as MKE. Who ever heard of 'underwriting department'? The recorded message makes it sound legit & providing an 800 number to call back - big, big scammers!