Gotta love scammers...they'll try anything. DON'T ANSWER IF YOU DON'T KNOW THE NUMBER! Let them leave a message, then look up the number here, then BLOCK the number!
I said hello, robot came on, said: We have reached this number in error, please disregard this call.
I didn't call back but they probably are using this to get around the do not call list that I am on.
Probably will try to sell me something or charge me for the call.
8/22/14 9:20 AM message left
"Hello, this is Michelle calling from the underwriting department of Card Member Services. Yeah, I am calling on your existing credit card account. Yeah east(sic) on your recent payment activity and balance. You are eligible for an interest rate reduction under our Debt Management Program. Your account interest rate could be reduced as low as 2%. There is additional information I need to confirm your eligibility. So, please return my call directly in the underwriting department at 1(800) 850-5159 Once again, 1(800) 850-5159 yes will be the only notice you receive this offer is only valid for 3 business days. Thank you. Bye."
I believe this is a scam. I received the exact same message. Notice how she does not tell you from what company your credit card is or what your recent activity was, or even your current interest rate. The additional information she needs is probably what they need to steal your credit information.
I got the same message, so I called the number back to inquire. I was told I was eligible for a credit card reduction up to 2% (this had me intrigued as I just called my credit card company and requested a reduction). I asked the guy that answered which credit card company was he calling from and he indicated he works for an underwriting company whom gets requests from several different credit card companies. He asked for my phone number and I hung up. I recall respected companies always indicating that they will never call soliciting products. I don't know if it was a scam, but I believe it was especially since I am a recent victim of identity theft/fraud (July 2014). Thanks for all of the posts