UPDATE: I took the call from them at 8 a.m. this morning and played into their game to get as much info as possible. They are reading from scripts, and if you ask them anything that goes off-script, they transfer you. I spoke to 3 people this morning: Louis Wilson, Heather Lawson and Ben Foster. In looking up Heather Lawson, I see complaints about this scam dating back to 2006!! Why can't we stop this?! This personal information should not be released when people apply for a payday loan.
When I asked for an address, they gave me 42 Broadway 5th Floor NY, NY 10004, and said they are the DCA Law Firm - Department of Corporate Affairs. In actuality, there IS a DCA at this address, but it is the NYC Department of Consumer Affairs.
When "Ben Foster" no longer felt like making up stories to answer my questions (such as "If this was in collections, why haven't I received a written notice within 5 days of initial contact, as per the law under the Fair Debt Collection Practices Act (FDCPA)?"), he said they would go ahead and process my file and we could deal with it at the courthouse on Monday. I sweetly answered "Oh yes, let's go ahead and do that." He was a bit surprised and then asked for my attorney's info, so I said "Yes, he definitely wants to talk to you" and gave him the info. Then I told him that we were aware this is a scam, that I have already reported him to the FTC and FBI, and that all calls were being recorded. I told him to never ever call here again or he would be the one showing up at the courthouse. I hung up. No callback yet. I am sick to my stomach with what these people are doing to scared, financially-strapped people.
I keep getting calls at my place of employment and at my home from a man every time he calls he uses a different name but is the same person he has a thick indian accent. He threatens me with the law tells me i have a warrant out on me for a pay day loan that i supposedly took out and never paid back. He dose not know full social security number or my bank info he trys to get me to verify this info. If he was ligimate he would have this info. Any pay day loan i have gotten is always paid back with automatic debt withdraw from my bank so the money is always guaranteed to be paid back and was paid back in full. He has evidently bought my info from someone and is trying to scam me my bank checked on the date that supposedly money was deposited into my bank account there was such deposit or by that company name they avidised me that it was scam and to tell them i was going to report them and press charges on them they also avidsied me to close my bank account which i did so now one else can use my info to run scams. He never gives a company name just calls up and threatents me he has even identified himself as a law officer. Some one needs to stop them this is the return phone number and name he gives 6466520488 jerry nelson