UPDATE: I took the call from them at 8 a.m. this morning and played into their game to get as much info as possible. They are reading from scripts, and if you ask them anything that goes off-script, they transfer you. I spoke to 3 people this morning: Louis Wilson, Heather Lawson and Ben Foster. In looking up Heather Lawson, I see complaints about this scam dating back to 2006!! Why can't we stop this?! This personal information should not be released when people apply for a payday loan.
When I asked for an address, they gave me 42 Broadway 5th Floor NY, NY 10004, and said they are the DCA Law Firm - Department of Corporate Affairs. In actuality, there IS a DCA at this address, but it is the NYC Department of Consumer Affairs.
When "Ben Foster" no longer felt like making up stories to answer my questions (such as "If this was in collections, why haven't I received a written notice within 5 days of initial contact, as per the law under the Fair Debt Collection Practices Act (FDCPA)?"), he said they would go ahead and process my file and we could deal with it at the courthouse on Monday. I sweetly answered "Oh yes, let's go ahead and do that." He was a bit surprised and then asked for my attorney's info, so I said "Yes, he definitely wants to talk to you" and gave him the info. Then I told him that we were aware this is a scam, that I have already reported him to the FTC and FBI, and that all calls were being recorded. I told him to never ever call here again or he would be the one showing up at the courthouse. I hung up. No callback yet. I am sick to my stomach with what these people are doing to scared, financially-strapped people.
WOW I called this fake company back called Cash Partners of America because they claim I owe them $5,000.00 yet they wont give me any information about my debt so then hung up on me then I called FTC 800-382-4357 & BBB 800-222-4444 and both of them told me that this company is fake, so I just had some fun and called them back to through it back at them well they hung up on me and told me we will sue you be in court tomorrow at 11am to pay me $5,000. wow this is to funny. people call the FTC and give them the phone# they called you from this company is fake so don't get mad just laugh at them.
I've been getting these calls from a 646-727-4370 number. The names they give me are James Smith and Fred Johnson. I was freaking out about this. When they put me on hold I googled Cash Partners of America and found all of these posts. A big thank you to everyone, I was going to set up payments with these idiots. They were asking me questions about the loan that they should've known if I was getting sued. We'll see what happens on Monday, that's when the papers will be served.