This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, etc. all for an alleged or nonexistent debt.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
I got a call from the number yesterday and after I herd about what they were going to do to me if I would like to speak to someone on how we could resovle my lawsuite, I stayed on the phone and let it ring hoping to talk to a live body and then I was cut off. Glad to know that I am not the only person who got a call from these board individuals...
They will pretend to be a legal service most likely for a payday loan(that never existed). All they have done is steal information and try and use it against you with threats of arrest and a lawsuit. It will never happen. They will state they are coming to your place of employment
Received this call and gave me a case number and that they were coming to my place of employment because their was two charges against me. If I wanted to resolve the matter quickly I could talk to someone to have it resolved. This is a SCAM and they are looking for money, do not give them any information
This is my second voice mail from this number. They said they wanted to know my place of employment, and my residence. If I was found out where I live, I forfeit my rights. They said something of it being a legal matter, and to try to settle this not in court. Gave me a case # to call back. . Scam! ! It was a robot voice as well.
Do not verify any information they have on you! I keep track of all my debt and do NOT have any unsettled issues. Do not let these people second guess you. Tell them if they are a legit firm, to send any information to you in writing to the address on file. Then tell them you will review it with your attorney (regardless if you have one or not).
My dealings with them:
A few days ago. I got a call from this number. I called and the guy claimed I have an unsettled debt from 2008. Started to try and verify my information with an email address from 15 years ago. RED FLAG!! I informed him of this and being irritated of the BS story I told him the debtor who claims I owed them can contact me directly since he did not have my facts straight. He would "note" the file.
Today I got a call from them again. I decided to play along further. All I got was they were with check fraud division. They wanted me to verify my last 4 of my social # which they had but when I would not verify any information until they told me who they were, they put me on hold. I hung up and tried again (several times) and they put me on hold each time. Finally I talked to someone. Explained what happened a few days ago and the calls placed today. I did not let her speak. I told her nicely that at this point if they want to discuss anything with me, they will need to do it in writing and if they are on the up and up, they can send it to my address on file (who knows what that is). She stated she will note my file and hung up.