This is a criminal extortion scam operating out of India. They are making the calls utilizing VOIP and the names of legitimate firms to make it appear the calls are originating from within the US. There is NO "company" or "debt" and you will NOT be arrested. They are harvesting and/or buying consumers' personal identifying information from unscrupulous websites like the one you filled out an application with, and you need to do whatever you can to protect yourself. This includes: Notifying the FTC: https://www.ftccomplaintassistant.gov/, placing fraud alerts with all three credit bureaus, notifying your bank and employer and letting these criminals know you are aware they are attempting to extort money for a non-existent debt and have alerted the authorities.
ABC News released an investigative report on this scam in June. The FTC has indicted one of its ringleaders for criminal fraud:
I received a call some lady left a message said there was a lawsuit being filed against me, gave me a number to call. I called and got some guy named Melvin said it was going to cost me almost 6000. But if I wanted to settle it out of court that I could pay 585.00 At first he had me going, we have gotten a couple of online loans, but none from that company. He called again and I told him I wasnt going to pay him anything. He said I would be receiving some paper work in the mail. What do I do now? Will this just go away or am I going to have to do something?
Read my post. This is a criminal extortion scam operating from India and they can't do anything but make baseless threats. Let them know you are aware they are attempting to extort money for a non-existent debt and you have notified the authorities.