Stated they were Arbitrary Services of Fulton County, stated charges were to be filed on a payday loan from 2007. Would not provide amount owed, original balance or a validation of debt. Said his name was David Elgin. No such company exists.
I received a call from 404-937-3574. When I told them I had paid the loan they told me that they were contacting me about NSF check fees, court and attorney fees. I asked for paperwork stating what they were going after me for and then they said I would only get paperwork once I was arrested and went before a judge. I looked up the company and didn't find anything on the name (Arbitrary Services division) or the phone number. If it isn't a scam guess I'll be taking a ride downtown.
You won't be taking any ride because of these callers. You were contacted by one of the members of a very large nest of scurrilous vipers working out of the Atlanta area. We deal with them all the time. They're nothing. Their lives revolve around dreams of money while dodging & weaving. About 2 times a year one of the head cockroaches gets a little sloppy & encounters some people that shut down his/her operation & seize all their assets. It's been happening with more frequency lately.
These people will usually call from 404 or 678 area codes. They are not very bright. They depend on being mobile more than their intelligence. They do NOT have legitimate tile to ANY legitimate debt. They are low budget Junk Debt Buyers (JDBs). Their portfolios will consist of uncollectable Pay Day loans with the occasional 10-20 year old revolving credit accounts thrown in. A group running out of the Charlotte area is suspected of being closely associated with one or more of these fraud shops. Vermin have the habit of interbreeding.
These frauds all have one thing in common. They're all talk & NOTHING else. They can be a nuisance, they're tough (but not impossible) to track down. They are fond of making threats of arrest. Ironic isn't it? The only thing they fear more than scamming no money is law enforcement. For years they ran their games with little concern for the law. That has changed. Atlanta is no longer a safe place to blatantly scam. The last couple of years has proven that. More is to come. I should know. These scammers are playing in my "back-yard". A couple of these outfits have discovered that it might not be a good idea to play in my "back-yard". Sometimes, I just don't play nice....
It sounds like you know what to be aware of. You asked for that paperwork & recognized that your caller was a scammer. Some folks aren't as savvy. To them I say, know your rights under the FDCPA. Info. can be found at the FTC website.
Be Safe. Be Aware.
Trevlig Helg!
Gunnar
Good to know, they just called from 404-937-3578. Didnt leave a message but u could hear someone talking and hung up. I've been scammed before not gonna be again. Dont even say where they're calling from, woman says her name and number to call back, something about allegations against me. That was the first vm they left