Just because a voice on the telephone claims you owe a debt does not mean you owe it
If a voice on the telephone claims you owe a debt:
1. Demand the person give you his or her name, company name, and address
2. Demand a debt validation letter by US mail. E-mail no good.
3. Do not pay the collection agent or anyone else a DIME until the debt is validated.
Of course they won’t do this, no scammer ever will, so simply block their calls and ignore them.
If they continue to bother you, and you know you do not owe any money, tell them that you know this is a debt scam and that you are making a complaint to the police for extortion. You might have to yell at the scammer and talk over him or her. Once you get a copy of the police report and they call you again , just read out the file number and the name of the PD or Sheriff’s office involved. Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now. If you can find them.
Total scam. Meant to frighten you. I'm familiar with the problems of the autistic community. This is outrageous. First off, writing a bad check is a crime and it is handled by public prosecutors and law enforcement. Debt collectors have nothing to do with law enforcement and nothing to do with bad checks. Only judges issue warrants and they are NOT issued to debt collectors. Warrants are only issued to duly constituted officers of the law and served in hand by duly constituted law officers. They have no powers of arrest. Being in ordinary civil debt is not a crime and you cannot be arrested for it.
Report these people:
http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening criminal action in order to collect a civil debt is in violation of the Federal Fair Debt Collection Practices Act).
Ignore them. Total scam. Why would your county "initiate" legal proceedings on a private debt. Governmental entities do not involve themselves in private debts. Just another example of the stupidity of these particular scammers.
My husband and I received a call from a 404-937-3588 #. The woman he spoke to was rude and hung up on him after stating they were looking for me because I had committed check fraud. I called the company back who claims to be "arbitrary services fraud division " . I spoke to a "chief cooper" who gave me some bogus badge # and told me he works for the Fulton county Georgia state attorneys office. Might I add that I am a Florida resident. This was in regards to an online payday loan from 2008. I was told I was being charged with 2 felonies (malicious intent ...) and that if they couldn't get it approved to make an arrangement that I would have to turn myself in to my local sheriffs office. He told me to call back in an hour. I asked why he couldn't call me back and he stated because they don't do call backs. I've contacted the state attorney's office and notified them as well as filed a complaint with the state of Georgia consumer affairs division and I will be filing a complaint with the ftc as well. I work for a very reputable collection agency and this is beyond abusive practices and totally against the law.
Latosha... they called me too. These folks are a bunch of crap. The woman "ALWAYS HAS TO GET HER DIRECTOR"... who gets on the phone acting like he is Big Willy. It is my guess that you ties him into a phone "line" and he gets on. They have no doubt brought old debts and are trying to collect on them. I even asked them if this was a bill.. and what was the bill for. They were trying to talk over me and not answering any questions. He then rudely said "well if you won't cooperate we will come pick you up"... He is a real butt wipe and not convincing at all. I reported them to the real Fulton County Superior Court and gave all the names and numbers they are using. Fulton County was VERY interested in this bunch. Little did they know that I work for the court system here in my State and I have contacts all over the country. Please.. I never heard from these losers again. Try a different scam guys.. we already know the deal with you losers.