In most cases the ONLY reason they debt collectors win is by default judgement - because most people do not appear in court and dispute the FALSE information provided to file the lawsuit.
Debt collection companies (JUNK DEBT BUYERS) manufacture most of these affidavits in house- not documents from the original creditor.
In some cases the people being SUED are never aware of it, because they were never properly served. Either because the debt collector deliberately provided incorrect address information - or they used a process server that guaranteed NO-SHows and never served the summons at all.
I recieved several threating phone calls from this number in an attempt to collect a small amount of debt. Well the funny thing is I did a reverse phine number search on this number and it belongs to an 82yr old woman. I think I am going to call the police, or the secret service on this one.
left a message on my voicemail for another person not related to me. used very strong language to get me to call back, which I did. When I said I was not the person they were looking for they hung up. Very strange.