In most cases the ONLY reason they debt collectors win is by default judgement - because most people do not appear in court and dispute the FALSE information provided to file the lawsuit.
Debt collection companies (JUNK DEBT BUYERS) manufacture most of these affidavits in house- not documents from the original creditor.
In some cases the people being SUED are never aware of it, because they were never properly served. Either because the debt collector deliberately provided incorrect address information - or they used a process server that guaranteed NO-SHows and never served the summons at all.
I received a call and they asked for my wife I told them she was not here and they asked that I give her a message. I said yes got the number and hung up, two minutes later I received another call except instead of the number 405-728-0601. they called from 000-000-0000 and asked for my wife again i told them once again she was not here the lady from GC Services was very rude and started threating me that if I didnt get her on the phone she was going to keep harassing my family members this is unacceptable and against the law these practices need to be stopped the government needs to take action on these collection agencies. I told her my wife has a lawyer handling her accounts and she wanted my lawyers number I do not give this out they will call GC Services so she hung up on me after threating me
I do not think these companies are allowed to call and threaten people if they are trying to collect a debt thats fine if they call and discuss the matter in a friendly matter they might get further with people. But with so many people not being able to pay their debt I think you should do a debt settlement and let your lawyers handle this. Most people are trying very hard they just cant pay it all and the truth is they probably already paid for the purchase 3 time over, Its not the publics fault these credit companies slammed the good people with triple interest rates and triple monthly payments and made it impossible to pay back all that interest so GC Services needs to lighten up on people and find a better way to collect their debt, or people need to settle their debt with an attorney this way they can have peace of mind and get there credit report back in good standing in less than 5 years instead of 26 years.
I understand that you have a responsiblity to pay back anything you barrow however Lawyers and judges and now the private debit collectors are useing the system to lie cheat and abuse your right to privacy. I had a bedit from 2007 and a lawyer bout my debit even though it was chared off and took me to court and won. The world just got a lot wource. Judges can now suew you for old debit, Lawyers themselves not representing anyone but them selves can now suew you. They get there judgments and guess what they never go away so at one point or another they will have there money...bottom line is they are bottom feeders making a long term investment so there fat [***]'s can get fatter on the backs of people who get hit so hard they have no way of defending themselves. I have no issue with people trying to make money easy but when it gets like this and people are basicaly eating each other it just sickens me...so if your a judge, lawyer, or a private collector...go home and look at yourself in the merror and see if you see a person or a deamon waiting for his or hers next victum to fall....
And, here is the story as to why this is being allowed to happen:
"'The Debt Machine' tells the stories of consumers who have been dragged into a morass of annoying phone calls, false claims and harassment. It also identifies the financial links between debt companies and some of the nation's leading banks, documents the buying and selling of billions of dollars of debts and describes the critical role of hundreds of specialized law firms".