In most cases the ONLY reason they debt collectors win is by default judgement - because most people do not appear in court and dispute the FALSE information provided to file the lawsuit.
Debt collection companies (JUNK DEBT BUYERS) manufacture most of these affidavits in house- not documents from the original creditor.
In some cases the people being SUED are never aware of it, because they were never properly served. Either because the debt collector deliberately provided incorrect address information - or they used a process server that guaranteed NO-SHows and never served the summons at all.
In most cases the ONLY reason they debt collectors win is by default judgement - because most people do not appear in court and dispute the FALSE information provided to file the lawsuit.
Debt collection companies (JUNK DEBT BUYERS) manufacture most of these affidavits in house- not documents from the original creditor.
In some cases the people being SUED are never aware of it, because they were never properly served. Either because the debt collector deliberately provided incorrect address information - or they used a process server that guaranteed NO-SHows and never served the summons at all.
Called on a weekday night after 6pm. Left no message. I called back. The woman was super friendly. She gave me her name, and asked for mine. She asked why I was calling. I told her they called me and I wanted to know why they were calling. She stated it was related to collection of a debt. She looked up my phone number and asked me if I know a 'Walter.' I do not. She then told me she was removing my phone number from their system.