In most cases the ONLY reason they debt collectors win is by default judgement - because most people do not appear in court and dispute the FALSE information provided to file the lawsuit.
Debt collection companies (JUNK DEBT BUYERS) manufacture most of these affidavits in house- not documents from the original creditor.
In some cases the people being SUED are never aware of it, because they were never properly served. Either because the debt collector deliberately provided incorrect address information - or they used a process server that guaranteed NO-SHows and never served the summons at all.
You cannot discuss anything with these people!! I arranged a pymt amount, which in turn I tried to decrease b/c I know that I could not afford that extra payment every month. When calling and trying to talk to my so- called account rep, he told me that it was unacceptable and a joke and told me he would cancel it... cancel what?? Then he hung up on me!!! I called back immedatetly trying to get a supervisor on the phone, b/c I have never been placed in collection before. I PAY MY BILLS. I got the jack%^&%&^%& back on the phone. I told him I did not want to speak with him that I wanted to speak with his supervisor,,, well, I am your acct rep. He told me it was a joke what I was trying to arrange. Anyone's hard earned money is not a joke, especially when you are actually trying to make payments!!! Seems like these people need to take customer service training and realize kindness gets you a long way in life.
Left no message. They are calling a business number. If it is so important why cant they leave a message. Also I DO NOT TAKE MESSAGES FOR MY TENANTS! I DO NOT VIOLATE THE PRIVACY OF TENANTS BY ACKNOWLEDGING/DENYING IF I KNOW A SUCH PERSON. SO DO NOT CALL US!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Just got a call on my cell phone from these people asking for someone named Bertha???? Have no idea who it is. Is this some kind of scam call or something?
They've called our business, inquiring if we are XYZ company. THAT company used to have our phone number, and was in the same town. This morning, the lady asked, "Is this XYZ company?" even after I answered the phone, ABC Company. I will say she was cordial though.