In most cases the ONLY reason they debt collectors win is by default judgement - because most people do not appear in court and dispute the FALSE information provided to file the lawsuit.
Debt collection companies (JUNK DEBT BUYERS) manufacture most of these affidavits in house- not documents from the original creditor.
In some cases the people being SUED are never aware of it, because they were never properly served. Either because the debt collector deliberately provided incorrect address information - or they used a process server that guaranteed NO-SHows and never served the summons at all.
I just got a call from this number for my sister. when i asked what it was about they didn't give me any information and just told me it was about a very important business matter. I refused to take a number and extention and they told me they would keep calling me back until I wrote down their information. very rude!
The company is GC Services LP, a collection agency. They collect for state agencies (late parking tickets) and larger credit card companies (AMEX, CITI). They often (blatantly) violate the FTC Fair Debt Collection Practices Act (FDCPA).
If you give out any personal info, proceed with caution. Look them up, and do your homework before dealing with these scumbags.
I agree. These people are scumbags. They started calling me at work. I told the person I was speaking to that I could not take these type of calls at work and to call me back on my home number (which was on file). After he called me again (immediately) at work, I told him if he harassed me anymore at work, I would turn him over to the Attorney General. Then he got ugly and stated if I could afford an attorney, then I should pay my bill. I only owed them 50 and had just forgotten to make the payment. I informed him it doesn't cost me a dime to turn him and his company over to the AG and they could bar them from practicing in this state. He proceeded to call me back twice more times in a row. I gave the number to my husband who called and spoke to the man and his supervisor. He hasn't called my work since.
They call twice in the morning around 8:30 am then twice at night around 7-8, and never leave a message. They want money that I've already paid on. They're idiots and don't communicate well with the origianting vendor. I understand they're "just doing their job" but they are truly a**h*les. I think I'm going to report them because I've already stated in writing they are not allowed to contact me by phone any longer.