I GOTTEN A PHONE CALL FROM THE INVESTGATION FROM NEVADA FROM 508-407-7251 HE SAID I WILL BE ARRESTED WITH A WARRANT IF I DON'T PAY 4 MY CASH ADVANCE THAT WAS PUT INTO MY CHECKING ACCOUNT COME TO FIND OUT THERE WAS NO MONEY POSTED TO MY ACCOUNT AND HE ASK 4 MY SS NUMBER AND SAID DO NOT INTERUPT ME AND I SAID THERE WAS NO MONEY POSTED TO MY ACCOUNT AND HE HUNG UP ON ME SO I JUST DONT KNOW WHAT TO DO IM SCARED OF HAVING A WARRANT IS THIS A SCAM BECAUSE EVER1 IS POSTING ALMOST EXACATLY THE SAME THING
I GOTTEN ABOUT THE SAME CALL U DID WAS THIS REALLY A SCAM IF SO HE GOT MY SS NUMBER AND SAID I WILL BE ARRESTED IN NEVADA IT WAS FOR A CASH AMERICA LOAN AND HE SAID IT WAS PAID DIRECTLY IN TO MY ACCOUNT AND IT WAS NEVER THERE I CALLED THEM 2DAY HE CALLED ME 3 TIMES IN A ROW AND THAN HE LEFT A VOICEMAIL AND SAID CALL IDEMENTAILTY AND DO NOT IGNORE THIS CALL AND THAN HE SAID I WILL HAVE A WARRANT 4 THEFT BY DESPECTION AND I SAID U NEVER PUT IT IN TO MY ACCOUNT AND IM NOT GOING TO JAIL 4 SUMTHN THAT I NEVER RECIEVED
Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>
I got call 03/20/2012 on saying that i old a cash advance in the amount of 500.00 and i need to pay today by 1:00 or i will have to go to court and maybe jail time so i ask them when was the loan takeing out and all he could tell me between 2010 and 2011 i know that was a lie cause i was not living where i am not at that time.