It's all very sleezy. What sort of person actually takes a job sitting at a phone harassing people for collections. Suppose it is someone that has yet to develope a useful skill that contributes to life productively. And they are inherently nasty as most of us have experienced. But I suppose they are the best match for those that purchase and don't pay! I got a new phone number about two years ago and have received these types of calls since. Someone uses my number when applying for for store credit and never pays. Think the stores would get a bit more stringent granting credit. What an icky group.