The reports go back to 2012. read CWG40's post.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
This is a bill collector/law office. Yes, they are bottom-feeders and need to be stopped. Submit a Better Business Bureau complain and your State Attorney General. It's the only way to stop these people
I'M SO TIRED OF THIS DANIEL SLANE LAW OFFICE CALLING ME ABOUT AN ATTEMPT TO COLLECT A DEBT SUCKER GET IN LINE YOU AINT GETTING A DANG THING CAUSE I DONT OWE YOU!!!!
i got a couple of calls from these people i did call back i did give my debit card number made arangements to pay 1400 over two weeks at a time until paid oh another 15.00 to do paper work i was out of town when i got home i googled the number and read all the comments i called the bank and cancelled my debit card.
Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
Please do file reports with the FBI, your state attorney general,FTC & FCC..
I have been receiving messages from this number 614-475-3582 which is automated. The voice says if I am not the person they are asking for, hang up. I do and they still are calling several times a day. I feel if they are actually are trying to locate someone, then they should have a live person answering the telephone or send out mailed correspondence to find the person instead of bothering someone with useless calls.