The reports go back to 2012. read CWG40's post.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
It's a real company. It operates on deception and misrepresentation. Know your rights. Consult with an attorney because they settle lawsuits in hopes of concealing their shady business practices. Report them to the Federal Trade Commission.
Call
1-877-FTC-HELP
Website
www.ftccomplaintassistant.gov
Better Business Bureau
http://www.bbb.org/centralohio/business-revie ... us-oh-70086351/
Ask them for a letter to validate the debt. I bet they become belligerent with you out of frustration. Read the BBB complaints for a laugh.
DANIEL SLANE OFFICE IS CALLING ME AT HOME AND NOW THEY ARE CALLING ME AT WORK STATING THT I NEED TO GET BACK WITH THEM IN 2 HOURS OR THEY WILL WALK SOME PAPERS UPSTAIRS TO GO FURTHER WITH MY CASE. THE PEOPLE WHO IS CALLING ME IS SOMEONE NAME DIANA AND OFFICE RODRIGUEZ LEFT ABOUT 5 MESSAGES ON MY WORK PHONE . THEY HAVE BEEN HARRASSING ME FOR ABOUT 3 MONTHS NOW.
My husband & I have received several calls from this Law Office they refuse when leaving the message to tell you what it is they are investigating and try & scare you w/there lame scare tactics. I think it's ridiculous & when I did call the guy back that left 1 of the messages out of the 5 he was extremely rude and disrespectful! Which, was fine cuz I have absolutly NO problem dealing w/these kind of people!! Once I jumped back at him and told him to stand in line that he is not the only person owed money and that he was at the bottom of the list he seemed to back down. Their bark is definitly bigger than their bite!! They have NO BITE!!!
The place is very unprofessional. I worked there and they promoted the use of scare tactics and deception. The manager Jordan brought a car salesman to the (hole in the wall) office to show us the reward for the ticket rally at the end of the month. It was a 20,000 car. I have evidence of this and much more. Nobody ever got the car.
Also do not list your real name. I know the manager reads these and who knows what they are capable of doing.