They are already in hot water, so the more complaints people file, the better it will be. Here is everything you need to know:
PORTFOLIO RECOVERY ASSOCIATES AKA PRA
Posted in: http://800notes.com/Phone.aspx/1-757-952-1847
http://800notes.com/Phone.aspx/1-731-256-6891#p835242346866394674
http://800notes.com/Phone.aspx/1-954-606-9402/4
http://800notes.com/Phone.aspx/1-757-215-1948
http://800notes.com/Phone.aspx/1-859-586-9557/9#p836803096131764013
http://800notes.com/Phone.aspx/1-518-312-4713#p837986669093189763
http://800notes.com/Phone.aspx/1-678-265-3904#p838638260960715968
http://800notes.com/Phone.aspx/1-847-915-4056/2
http://800notes.com/Phone.aspx/1-620-708-4838
http://800notes.com/Phone.aspx/1-866-423-1568
http://800notes.com/Phone.aspx/1-858-568-7619
http://800notes.com/Phone.aspx/1-800-772-1413/47
http://800notes.com/Phone.aspx/1-731-256-7209
http://800notes.com/Phone.aspx/1-757-946-1151
http://800notes.com/Phone.aspx/1-678-265-3904
http://800notes.com/Phone.aspx/1-213-443-8792
http://800notes.com/Phone.aspx/1-844-546-4261
http://800notes.com/Phone.aspx/1-817-500-4360/3
http://800notes.com/Phone.aspx/1-620-708-4824
Web page with contact information: http://www.portfoliorecovery.com/contact_us.html
Make sure you read how the NY AG spanked them bad on May 1, 2014 in the following BBB page.
BBB page with 1,308 complaints, a government action from the State of New York, and yet they get an A- rating? http://www.bbb.org/norfolk/business-reviews/d ... olk-va-51000164
Bizapedia has them as a Delaware Corporation started in 2007 as opposed to the information on the BBBB page that says 1996:
http://www.bizapedia.com/de/PORTFOLIO-RECOVERY-LLC.html
Other complaint sites:
http://www.complaintsboard.com/complaints/portfolio-recovery-associates-c275360.html
http://www.creditreportproblems.com/Portfolio_Recovery_Associates_LLC.htm
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
File a complaint at the NY State AG's Office here: http://www.ag.ny.gov/
I am a single father and do not have any bills besides cable mortgage and cell. I managed to get the person on the phone last month to give me personal privacy act info about the person they were calling for. I record all my calls and with the latest privacy act violation I found the woman they are looking for and gave her some disturbing privacy act info given to me from this company that is desperate. Remember this STATUE OF LIMITATIONS.
They can keep calling, I will continue to block their numbers. Beware, they browse employment sites such as Careerbuilder, and other sites. Don't post a resume with your phone number. Once they have a match they keep calling. Their is no way they had my cell phone number prior to me posting my resume.
a woman called from this number looking for my fiance. When I asked her for her name and number for me to give to him, she asked for a personal phone number of his. I wouldn't give her the number and asked what it was about, all she would say is "mmm, No, I'll try back at a later time" and hung up. According to my reverse look up app on my phone. The name is Laurie Beck and it came back with an address of 640 Avenue B Bushton, KS.
When I looked up the address it says the address belongs to the Salem United Methodist Church.
All it is, is a low budget collection agency just pay your debts people and they won't bug you they bought your debt and mine from a company to collect