I was just called today from these same people. I got a call first on my cell from a "Private Number", when answered, this lady told me that a collection agency had been trying to reach me and this was the final attempt. She gave me the number to PNC Capital Group with an account number. When I called the lady was talking very fast and said I had taken out a loan back in 2008 first, then she said it was taken out back in 1997 and payments had been made until January of 2010. Every time I tried to ask her a question she would cut me off and after trying again with a raised voice she said she would not be yelled at and hung up on me. I called back numerous times and kept getting very little bits of information from her. She said she was going to have papers served on me at my job as well. I NEVER took out a loan in 1997 or in 2008, as a matter of fact I couldn't have taken out a loan for a piece of gum in either year because of student loans. (Which are current by the way, and nothing is showing in the negative on my credit report). I think this is all a scam because she said to me that unless I was willing to set payment arrangements up, there was nothing else she would discuss with me.
Parent company.... P&c capital group
If you look at your credit report on credit sesame don't com you will see an inquiry from them they are behind this they buy old debt file and try to collect even if the seven year period has passed that is how they can do this and try to get away with it....they cant sever you but they vs. Try to scar you.
I was out of the office and got an email from my supervisor. This woman named Jennifer Robbins (who my boss said was extremely rude) asked to speak with my supervisor and asked to her to deliver the following message to me: "Their services have legal documents that they need to “serve” you with and they plan on doing this at your place of employment unless you contact them to tell them otherwise. She has the XXXX Address as your place of employment so you will probably want to contact her. The phone number is 626-537-2297 and your file number is XXXXXXXXX." I called the number back and got someone's voicemail. I looked up the name and found a website for a company located in Southern California. I looked up the area code 626 and it was also in Southern California. I called the company on the website and she told me it was a scam using their name. She said that they started about a year ago in the midwest and they have been getting much bolder and ruder. Obviously they are because they were bold enough to ask for my boss and were really snarky with her.
they are not a scam i called chase they bought this debt and they are legite .... i paid and got release letter and receipt .....
you are the scam not paying your debt........ stop it i have been told that the attorney will file defermation of character suite and found out they did an won millions .... good luck on slamming this co.......
i would be carefull .... i got sued and i have a garnishment.... they are legite and they will sue you. good luck ...... i would pay them if not you will be in my position....
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.