No one gets a heads up they'll be served - the court process server just shows up, papers in hand. If your callers refuse to MAIL proof that you owe a debt and that they have the legal right to collect said debt, they are owed NOTHING, per the FDCPA. It's also illegal to threaten people with lawsuits to intimidate them into paying a debt. If you're concerned that you may actually have a lawsuit against you, call your local courts and ask them if your name is on any of the schedules. Call your local police - they'll even tell you this is not how the system works.
Advise the callers that you're recording all calls they make to you so your own lawyer (even if you don't have one) can file a lawsuit against them for multiple violations of the FDCPA. Report the calls to the FTC, the FBI, the Dept of Justice and your state's Attorney General.
I got this call yesterday for the first time and on 3 different numbers. First time was at my work, second on my cell phone, third time was on house phone. I called back and spoke with a very rude person saying I was being charged with two counts of fraud by some payday loan company. Said first was breach of contract, second was for owing them money. I laughed at her since I have never had a pay day loan in my life! I told her they were not allowed to call my work anymore or I would be putting in a complaint with the police department, she told me they would call whatever number they wanted to if it meant reaching me. I again laughed at her. I then asked to verify the name of the company she was calling from and the address, she told me I did not need that information, after much back and forth told me they were calling from ML & Associates, looked up the name doesnt exist anywhere. Then told me they would be locating me through a US locator service in the next 24-48 hours to serve me papers. Sorry but if you have all my information you could easily find me through that paperwork they supposedly have! I said good luck with that and hung up. Any way to get these calls to stop? I could care less that they call my cell or house because I can easily ignore those but I cant have them calling my work!!
I have received several calls from this number, called back yesterday and was told that this was the National Attorney Network, they wanted to verify the last four digits of my SS number, I told them that they should already have that if they are filing a summons against me. She got a little upset with me, she said that I could be anyone calling this number and she could not give me any info if I didn't verify who I was. I then told her to do whatever she felt she needed to do, but I wasn't giving her any personal info since I had no idea what she was calling me for. I then hung up the phone. Since I have no outstanding unpaid debts, I know that they must be trying to scam people.
Same as everyone else. This is the second time I've had one of these people call claiming they are going to serve paperwork to my home or job and I have no clue what they are talking about. I have not and will not call them back and I have blocked there number from calling me anymore. The last time the call came from Slidell, La, no clue how there getting my number.
I have received the same messages from this number. I called the number and a lady by the name of Michelle Lewis answered the phone, but the voice recordings were that of a man. Needless to say, me and this lady verbally had it out and I informed her that I would be reporting them to the Dept. of Justice, FBI, FTC, and the Texas Attorney General. Then she said, "The FBI really? Well, well, you don't have to go and do all of that we will just remove your number."
Half person, half robo call saying that fraudlent activity was reported on my account and my social security and I was going to be ordered to appear to court and have to pay... If fraud was committed to MY accounts, I don't think they would be arresting me...