No one gets a heads up they'll be served - the court process server just shows up, papers in hand. If your callers refuse to MAIL proof that you owe a debt and that they have the legal right to collect said debt, they are owed NOTHING, per the FDCPA. It's also illegal to threaten people with lawsuits to intimidate them into paying a debt. If you're concerned that you may actually have a lawsuit against you, call your local courts and ask them if your name is on any of the schedules. Call your local police - they'll even tell you this is not how the system works.
Advise the callers that you're recording all calls they make to you so your own lawyer (even if you don't have one) can file a lawsuit against them for multiple violations of the FDCPA. Report the calls to the FTC, the FBI, the Dept of Justice and your state's Attorney General.
I have gotten repeated call from collection people for years i want them to stop I am not Dan Case but they don't seem to get that please stop the madness
I just hung up with these folks; said the same thing, I'm going to be served for owing nearly $700 to Quik Payday Loans for a debt I never paid them. They had a very old checking account and routing number of mine, as well as my maiden name (I've been married 4.5 years), and my old employer's name, and the name of 2 references. What gives, do you think they are legit, or is this a "scare tactic" to get me to pay an old debt (that I don't even remember).
They just called me again with this same crap. Are there really people sitting behind a phone annoying people all day with this crap. These people are sick, and really wish someone could locate the base of this operation so these people can be "served with a summons" to appear in court for harrassing people weekly, daily, and sometimes more than once a day. I've had it with these nuts!
I first received a message from a "Debra Roberts" (972-715-3097) claiming she had "received an order in (her) office today to verify my address and employment to complete a service and process request regarding several legal matters you are currently being investigated for" and advised that I needed to call 713-588-2647 immediately. She provided a "case number" for reference. Michelle Lewis answered the 713 number and also said I was being investigated for check fraud and asked if I took out a lot of payday loans, which I do not. She also mentioned a bank account, long since closed, and said the debt was from 2008! She didn't even know the original amount! She babbled about speaking to some arbitration person to give me a "settlement deal" if I would agree to pay the the arbitrary amount she gave me with a credit card. I laughed and hung up. This is a TOTAL SCAM!! I The next day I received a call from the 701-491-7809 number. These people are unbelievable! I'm reporting them to the FTC and have blocked their numbers on my phone.
Please see Elspeths and my posts above. File with all the agency's listed.
Extortion Scam Related to Delinquent Payday Loans
Washington, D.C.
December 07, 2010 FBI National Press Office
(202) 324-3691
— filed under: Press Release
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.