No one gets a heads up they'll be served - the court process server just shows up, papers in hand. If your callers refuse to MAIL proof that you owe a debt and that they have the legal right to collect said debt, they are owed NOTHING, per the FDCPA. It's also illegal to threaten people with lawsuits to intimidate them into paying a debt. If you're concerned that you may actually have a lawsuit against you, call your local courts and ask them if your name is on any of the schedules. Call your local police - they'll even tell you this is not how the system works.
Advise the callers that you're recording all calls they make to you so your own lawyer (even if you don't have one) can file a lawsuit against them for multiple violations of the FDCPA. Report the calls to the FTC, the FBI, the Dept of Justice and your state's Attorney General.
I agree! These people need to be stopped! A Catherine Brown called and left me the same message with a case number. I don't owe them sh**t! They're nothing but scammers!
received a call from 701-491-7809 from process and summons indicating there will be 2 charges filed against me in my county and I need to contact them before I receive a summons at my place of unemployment or at my home otherwise all rights will be forfeited by me.
Thankfully, I now know to google the phone number they want you to call back or the Name of the Company they say they are calling from BEFORE I return their call, then I can see that it is a company trying to use scare tactics into getting me to pay, unfortunately when some people receive this kind of call it can really stress them out and make them worry about getting a summons or even getting arrested.
A word to the wise-Google the number, so you know what and who you are dealing with before you call!
I just got this same call, I haven't had a payday loan since back in 2007 and I have been married for almost 5 years now and they keep using my maiden name. I called back to get more information from them like their company name and the lady was very rude and refused to give it to me. She asked me if my name was so and so and I told her it was none of her business to know that information if she can't give me any information, then she hung up on me. I have two very young kids to take care of I don't need scammers trying to call and scare me they are going to send me a summons or arrest me.
I also called this number to find out more information and I told her I was going to report her she was like who you going to report it to your confusing me, I am sorry I am not stupid, I know they are a scam, so I asked for her company name and she refused to give me that information, she asked if my name was so and so and I told her that was none of her business and she said well since it is none of my business and hung up the phone on me.