They hit our landline (on federal and state no call lists) daily and wireless phone every week or so. When at home, I'll answer, press the number they say to to be connected (only to tie up their line), and put the phone down. I'll check back now and again to see if the call has been ended. The last time, the phone was "on hold for the next representative" for over 30 minutes before I bailed. Once I did get a woman on the line who was adamant about knowing if I had at least $4000 in credit card debt. I just kept giving vague answers until she hung up. Two other times earlier I did connect with them, but if you say "no call list" or start asking any questions about the company calling they just hang up.